I’ve heard a lot of good things about Black Chip Poker.
Not really, It’s just ACR but blue.
I don’t think you have much of an option living in the states. ACR is really the only trustworthy poker site available in the US; Other US accessible sites are either too new, or have had previous incidents where the users have been screwed over by the site.
Not to show any favoritism here but, ACR has been more than fair to it’s users. There was an incident once where someone’s wifi cut out as he was about to call a hand that would have won him a bad beat jackpot. He decided to record the hand and sent the recording and hand history to ACR. Instead of rejecting his claim, ACR paid the jackpot to him (and those at his table) even though they had nothing to do with his wifi going down.
However, If the above statement doesn’t apply to you: maybe don’t have so much money in your ACR account at once? I try to limit how much I have on ACR to around five days worth of buy-ins, and cash out everything else. It’s a lot easier to deposit money than it is to withdraw money, so I figure I’m better off with cash in my hand than on the website.